What is “Obamacare” and why should I care about it?

Medical care is expensive, and most people cannot afford to pay on their own for doctor and hospital services they need. Many Americans rely on health insurance sponsored by employers or schools, subsidized programs such as Medicare and Medicaid, or through individual policies to help control those costs. In the past, however, people with pre-existing disabilities and chronic health conditions …

How do I get health insurance coverage?

If you are covered now under your parents’ insurance, you may want to remain on their policy for a few more years until you are working and have employer sponsored coverage. Many employers do not provide health insurance benefits, however, and one provision of the Affordable Care Act includes an “individual mandate” that all individuals who are not covered by …