How do I get health insurance coverage?

If you are covered now under your parents’ insurance, you may want to remain on their policy for a few more years until you are working and have employer sponsored coverage. Many employers do not provide health insurance benefits, however, and one provision of the Affordable Care Act includes an “individual mandate” that all individuals who are not covered by a plan (employer-sponsored, Medicare, Medicaid, or other public insurance) purchase an approved policy on their own or pay a penalty. There are some exceptions, and there are some subsidies for low income people who purchase policies through the state or federal health care exchanges. To find out more information, what subsidies you may quality for, and the different types of policies that are available to you, visit the Affordable Care Act website. 

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