If you are covered now under your parents’ insurance, you may want to remain on their policy until you reach age 26, or at least until you are working and have employer sponsored coverage. If you are in school and no longer on your parents’ insurance, you may decide to enroll in the student health insurance plans offered by most schools. If none of these options are available for you, then you may still find an affordable health insurance plan that you can purchase individually. The Healthcare.gov Marketplace provides a list of available plans after you apply, with a breakdown of what plans have less expensive monthly premiums and lower deductibles, and even identifies “Catastrophic” health plans that provide low-cost coverage for worst-case scenarios. The “Marketplace” application also can help determine if you qualify for subsidized programs based on your income level, such as Medicaid, or Children’s Health Insurance Program (CHIP), if you are under the age of 19 and meet the CHIP eligibility requirements. To find out more information, what subsidies you may qualify for, and the different types of policies that are available to you, visit the Marketplace website.